John L. Scott Real Estate
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Monday, March 29, 2010
Overview of Home Affordability Modification Guidelines Loans must have originated on or before January 1, 2009. Mortgages must be for a single-family residence with a loan balance no greater than $729,750. Loans can only be modified once beginning March 4, 2009 through December 31, 2012. Home cannot be vacant or condemned and must be a primary residence?not investor owned. Interest rate can be lowered to as low as 2 per cent and the term of the mortgage can be extended to a maximum of 40 years in order to maximize the reduction in loan payment. Borrowers will need to provide an "affidavit of financial hardship", their most recent tax return, and two recent pay stubs. Service providers will be required to follow a sequence of steps that modify the loan in order to reduce the monthly loan payment to no more than 31% of gross monthly income. Homeowners who make their payments on time are eligible for up to $1,000 of principal reduction payments each year for up to five years. For more information read:
Posted by dawnmitchell at 3/29/2010 5:47:00 PM
Wednesday, March 17, 2010
Social media for busy professionals Online social media networks are becoming very important to the people we want to reach. For the week ending March 13, Facebook was reported as the most visited Web site in the U.S. This was the first time it surpassed Google for an entire week! No wonder more and more business professionals are using social media. But it does take time. To make sure you're using that time well, here are some tips to get the most out of online networks. 1. Keep your eye on the goal. The ultimate goal in using a social media platform is to get involved in conversations that create online relationships or produce followers for your business. 2. Schedule specific times for social media each day. Experts suggest spending 30 minutes on social media in the morning after checking emails and 30 minutes later in the day. It may be hard at first to do everything you want in 30 minutes, but you will get more efficient as time goes on. Keeping to an hour a day means you're not taking time
Posted by dawnmitchell at 3/17/2010 6:11:00 PM
Tuesday, March 16, 2010
March 15, 2010 - Northwest Real Estate giant John L. Scott says it will start automatically publishing its listings on the popular Web site Zillow.com. Read more on these links:
Posted by Bob Bass at 3/17/2010 3:47:00 AM
Seeing Weak Recovery So Far, Federal Reserve Leaves Rates Unchanged The Federal Reserve left its benchmark interest rate near zero on Tuesday, affirming its view that job growth and other economic indicators remained weak as the United States slowly pulls itself out of recession. The Federal Open Market Committee, the Fed's chief policy-setting arm, left the Federal Funds target at zero to 0.25 percent, where it has been since December 2008. As it has said since March 2009, the committee said the rate was likely to remain "exceptionally low" for "an extended period." Most economists have taken that language to mean that the Fed would not begin tightening monetary policy until later this year at the soonest. Read More: http://www.nytimes.com?emc=na -----
Posted by dawnmitchell at 3/17/2010 12:31:00 AM
Saturday, March 6, 2010
A Market Snapshot directly from the MLS can answer some of the questions about current home prices in our Boise area....
Posted by leelmelendez at 3/7/2010 4:38:00 AM
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